The Housing Authority of Snohomish County is pleased to announce new funding for its Housing Rehabilitation Program. A little over $125,000 has been committed for the purpose of loans to low and modest income homeowners living within in the county. These funds are different from usual funding in that the majority of the work covered is to be weatherization, energy updates like more efficient gas furnaces, new windows or the addition of a new heat pump. Even more exotic heat systems are possible, such as geothermal heat systems. As usual, health and safety items on a house are covered, such as worn or leaking roofs. 

   The Housing Rehabilitation Loan Program has been helping families of Snohomish County for  almost 30 years tackle necessary, but often unaffordable, repairs to their homes.  Typically, the program helps with most  issues that might compromise the integrity of a home. Leaking roofs, failing siding, and water damage are just a few examples of items that can be addressed with the funding. The new funding allows for these fixes to happen in conjunction with the weatherization or energy updates.

  As always, applicants have an opportunity to use 0-3% loans to improve their homes, with deferred loans available for qualifying seniors and disabled households.

   The Housing Rehabilitation Loan Program has staff that meets with homeowners to assess their homes’ needs, help qualify them, and help them  through the entire construction process, to assure that all the work is done properly.

   While the economy continues to be a concern, and especially so for modest income earners, a bonus for homeowners who do have work done with the program, is how much further their funds go now than just a few years ago.   

  To be eligible, households must be owner occupants, live in Snohomish County outside the city limits of Everett and Bothell, and fall below maximum income guidelines-1 person $45,100 2 person $51,550….5 person $69,600. Households can qualify for 0 or 3% loans with deferred loans available for qualifying seniors and disabled households. The program is unable to help mobile homes in  parks,  Residents in the cities of Everett and  Bothell.

For more information please call: Jackie VanAssche, Loan Specialist,425-293-0555 or Mark Papritz, Construction Lead, 425-293-0551.